Flexible Heavy Equipment Financing Options

Having the right equipment and tools can give you an advantage in the marketplace.  Providence Capital Funding provides you with the funds necessary to buy new or used Heavy Equipment.  Be able to provide your customers with top of the line work that is completed in a timely manner and within their budget.  Providence Capital Funding will work with you to develop an equipment financing strategy to help your business grow with little upfront costs, the ability to structure your payments, and conserve your credit lines.  See why Providence Capital Funding is one of the leading equipment leasing companies in the industry!

Not sure if an equipment lease is right for your business?  Read about the advantages of equipment leasing or call one of our many equipment lease experts today at 1-800-341-1288 for more information.

How Fast Can You Get Heavy Equipment Financing?
Most approvals happen within 24–48 hours, with funding shortly after. This allows businesses to secure equipment quickly and keep projects moving.

How Heavy Equipment Financing Works

1. 1. 1. Choose your equipment
      2. Submit a quick application
      3. Get approved in 24–48 hours
      4. Start using your equipment immediately

• Asphalt Paver
• Backhoes
• Skid Steer
• Box Trucks
• Trucks
• Trailers
• Forklift
• Farm Irrigation Equipment
• Crains
• Dumb Trucks

• Loader
• Tractor
• Hauler
• Lowboy
• Excavator
• Bulldozers
• Excavators
• Wheel Trencher
• Wheel loaders
• And More!

Heavy Equipment Financing FAQs

 

What is heavy equipment financing?
Heavy equipment financing allows businesses to purchase or lease machinery with monthly payments instead of paying upfront.

What types of heavy equipment can be financed?
You can finance excavators, bulldozers, loaders, skid steers, dump trucks, and other construction equipment.

Can I finance heavy equipment with bad credit?
Yes, many businesses qualify with bad credit based on cash flow, time in business, and equipment value.

How fast can I get approved for heavy equipment financing?
Most approvals happen within 24–48 hours, with funding shortly after.

Can I finance used heavy equipment?
Yes, both new and used heavy equipment can typically be financed.

How much does heavy equipment financing cost?
Costs vary, but many programs offer low monthly payments and flexible terms.

Is it better to lease or finance heavy equipment?
Leasing offers lower payments and flexibility, while financing allows you to own the equipment over time.

What credit score is needed for heavy equipment financing?
There is no strict minimum, and many lenders approve a wide range of credit profiles.

Can startups qualify for heavy equipment financing?
Yes, startups may qualify depending on the strength of the business and the equipment being financed.

What industries use heavy equipment financing?
Common industries include construction, excavation, landscaping, and infrastructure companies.

Can I finance multiple pieces of equipment at once?
Yes, many financing programs allow bundling multiple pieces of equipment into one agreement.

How do I apply for heavy equipment financing?
Submit a short application and receive a decision in as little as 24 hours.