Flexible IT Equipment Financing Options
The enhancements in technology are helping companies to save money and increase productivity, allowing them to grow and continue to be successful. From desktop computers to digital broadcasting equipment, Providence Capital Funding has the answer for your IT, Digital, and Audio Visual needs. If your industry demands you have the latest technology, Providence Capital Funding can lower obsolescence risk because you can upgrade or add equipment to meet your ever-changing needs. With our speedy approval times and our 100% financing options, Providence Capital Funding can offer your business financing solutions with a low monthly payment to match your company’s cash flow.
Not sure if an equipment lease is right for your business? Learn more about the advantages of equipment leasing or call one of our finance experts at 1-800-341-1288 for more information.
How IT Equipment Financing Works
- Choose your equipment or vendor
- Submit a quick application
- Get approved in 24–48 hours
- Deploy your technology immediately
Services We Provide
- Less than 24 Hour Approval Time
- Application Only Up to $250,000
- Competitive Lease Rates
- 100% Finance Programs
- Free Lease Quotes & Consultation
- 60-90 Day Deferral Programs
- Terms 24 – 84 months
- Start Up & Expansion Financing
We finance the following:
- Computer Workstations
- Racking Equipment
- Wireless Connectivity Options
- Digital Broadcasting
- Editing Suites
- Database Software
- Computer Monitors
- Specialty Software
- Video Conferencing Solutions
- Routers, Switches, & Peripherals
- Imaging/Printing Equipment
- Server & Data Center Equipment
- Storage
- Servers
- Satellites
- Laptops
- VOIP Solutions
- And More!
Upgrade Your Technology Without Large Upfront Costs
Outdated technology can cost your business time, productivity, and money. With IT equipment financing, you can upgrade immediately without tying up your cash.
- Stay competitive with modern systems
- Upgrade equipment as your business grows
- Preserve working capital
- Avoid large upfront investments
IT Equipment Financing with Bad Credit
Many businesses qualify even with less-than-perfect credit. Approval is based on your business and equipment—not just your score.
How Fast Can You Get IT Equipment Financing?
Most approvals happen within 24–48 hours, allowing businesses to deploy critical technology quickly and avoid downtime.
IT Equipment Financing FAQs
What is IT equipment financing?
IT equipment financing allows businesses to acquire computers, servers, and technology with monthly payments instead of paying upfront.
What types of IT equipment can be financed?
You can finance computers, laptops, servers, networking equipment, cybersecurity tools, and POS systems.
Can I finance IT equipment with bad credit?
Yes, many businesses qualify with bad credit based on revenue, time in business, and equipment value.
How fast can I get approved for IT equipment financing?
Most approvals happen within 24–48 hours, with funding shortly after.
Can I finance software and installation costs?
Yes, software, setup, and installation can often be bundled into your financing.
Is it better to lease or finance IT equipment?
Leasing is often preferred for IT equipment because technology upgrades quickly, while financing allows you to own the equipment.
Can startups qualify for IT equipment financing?
Yes, startups can qualify depending on the strength of the business and the equipment being financed.
How much does IT equipment financing cost?
Costs vary, but many programs offer low monthly payments and flexible terms.
Can I upgrade my equipment during the term?
Many leasing options allow upgrades, making it easier to stay current with technology.
What industries use IT equipment financing?
Common industries include healthcare, retail, corporate offices, call centers, and technology companies.
Can I finance multiple pieces of IT equipment at once?
Yes, multiple devices and systems can often be bundled into one financing agreement.
How do I apply for IT equipment financing?
Submit a short application and receive a decision in as little as 24 hours.