Equipment Finance Made Simple

Finance Equipment for your business through Providence Capital and receive our top-rated service and a financing plan tailored to your needs. We are experts in providing equipment financing solutions to businesses across the U.S. We use our decades of industry experience to offer a smooth finance process every step of the way.

Get a Financing Quote in minutes!

Benefits of Leasing

  • 100% Financing – Leasing covers 100% of the equipment cost with room to add soft costs, including installation and maintenance.
  • No Down Payment – A security deposit equal to two months’ rental payments is usually all that is required.
  • Flexibility – Customize a lease to fit your particular situation with special programs like deferred payments or seasonal payments.
  •  Use Inflation to Your Advantage – If you pay cash for equipment, you pay with today’s dollars at today’s value. Through leasing, you pay with next year’s inflated dollars, the next, and so on.
  • Preserve Bank Credit Lines – Leasing doesn’t affect your bank borrowing limits. So you still have 100% of your credit available.
  • Avoid having Obsolete Equipment – Upgrading your lease is easy. In addition, you can upgrade to new modern equipment.
  • Conserve Working Capital – Keep your cash flow free; don’t tie up cash. Keep it free for incoming producing investments.
  • Leases May have Accounting Benefits – Monthly payments may be deductible as operating expenses rather than accounting for the equipment as an asset.

Tax Savings

  • Possible Tax Savings* – If a company is in the 34% tax bracket and has a lease with a monthly payment of $500, the payment may be reduced to $300 – that’s a monthly savings of $170 or $2,040 annually.
  • Increase Your Profits Immediately – With leasing, you only need to cover the monthly payment for new equipment to be profitable from the first month! Example of cost-effectiveness of a lease: A monthly payment of $500 divided by 30 days = $16.67! Divide that by eight workday hours, and you get an hourly cost of $2.36.

We Offer You

  • One-page application up to $350K
  • Fast credit decisions
  • Flexible payment plans
  • Superior customer service throughout the life of your contract

Our Promise

  • Our sales people know your industry and will work with you to create a financing structure that matches your specific needs.
  • Our customer support team will walk with you through the entire process, making sure you have all the information you need and are completely satisfied with us.
Providence Capital Funding

Daniel Rossi