POS System Leasing and Financing
By leasing your POS Systems, you are able to have the latest tech in your restaurant while avoiding large upfront costs. Keep your business flowing smoothly and prevent bottle necking by having outdated slow technology in your restaurant. A POS System lease also makes upgrading easy. Providence Capital Funding offers flexible lease and financing programs with terms from 12 to 72 months and approvals typically within 24 to 48 hours.
See why Providence Capital Funding is one of the leading POS Systems leasing companies in the industry!
Not sure if an equipment lease is right for your business? Read about the advantages of equipment leasing or call one of our many equipment lease experts today at 1-800-341-1288 for more information
How POS Systems Financing Works
- Choose your equipment
- Submit a quick application
- Get approved in 24–48 hours
- Start using your equipment immediately
Why Choose Providence Capital Funding
- 94% approval rate
- All credit types welcome
- $1B+ funded
- Fast approvals in 24–48 hours
- Custom financing structures
- We approve deals banks decline
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Why Lease a POS System Instead of Buying?
Point of sale technology evolves rapidly. A system that meets your needs today may lack features your business requires in two or three years. Leasing gives your business the flexibility to upgrade to newer hardware and software at the end of the lease term without being locked into outdated technology.
Leasing also preserves working capital. Instead of spending thousands of dollars upfront on POS hardware and software, a monthly lease payment keeps cash available for inventory, staffing, marketing, and other operational needs. Under Section 179 of the IRS tax code, lease payments on business equipment may be deductible as a business expense — consult your tax advisor for details.
Who Qualifies for POS System Financing?
Providence Capital Funding works with businesses across the full credit spectrum — from A to D credit — including new restaurant openings, established multi-location operations, retail stores, food trucks, bars, cafes, and hospitality businesses. With a 94% approval ratio, most applicants are approved, including businesses that have been turned down by traditional bank lenders.
Businesses that commonly use POS system financing through Providence Capital Funding include: full-service restaurants, quick service and fast food operations, food trucks and catering businesses, bars and nightclubs, retail stores, coffee shops and cafes, hotels and hospitality businesses, and salon and spa operations.
We finance All Kinds Of
Restaurant Equipment
- Point of Sale Systems
- Walk in Refrigerators, Freezers, and Coolers
- Kitchen Build outs
- Food Prep Equipment
- Serving Carts
- Bar Equipment
- Catering and Portable Equipment
- Commercial Ovens
- Catering Equipment
- Restaurant Furnishing
- IT Software and Equipment
- Display Cases
- Bakery Equipment
- Food Truck Equipment
- Ice Machines
- Cleaning Equipment
- Commercial Stove
- Commercial Appliances
POS System Leasing and Financing — Common Questions
Q: What is POS system financing?
A: POS system financing is a lease or loan program that allows restaurants, retail stores, and other businesses to acquire point of sale hardware and software through monthly payments instead of a large upfront purchase.
Q: What POS system brands can be financed?
A: Providence Capital Funding finances POS systems from all major providers including Square, Toast, Clover, Lightspeed, NCR, Revel Systems, TouchBistro, Heartland, PAX, and Aloha, among others.
Q: How long does POS system financing approval take?
A: Most applications receive a credit decision within 24 to 48 hours. Many customers are approved the same day they apply.
Q: Can a new restaurant get POS system financing?
A: Yes. Providence Capital Funding has programs for new restaurant openings and startups that may not qualify through traditional bank lenders.
Q: What credit score do I need to lease a POS system?
A: Providence Capital Funding works with A through D credit profiles. A low or imperfect credit score does not automatically disqualify your application.
Q: Can I finance both POS hardware and software together?
A: Yes. Providence Capital Funding can finance complete POS packages including hardware, software, payment terminals, printers, cash drawers, and kitchen display systems under a single lease agreement.
Q: What lease terms are available for POS systems?
A: Lease and financing terms range from 12 to 72 months, allowing businesses to choose a monthly payment that fits their cash flow.
Q: Does applying for POS system financing affect my credit score?
A: No. Requesting a quote from Providence Capital Funding does not impact your credit score.
